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inews.co.uk on MSN: I have £12,000 in a Serps pension. If I take it out at 55, will it affect my state pension?
May 28, 2026
inews.co.uk on MSN: I have £12,000 in a Serps pension. If I take it out at 55, will it affect my state pension? A reader asks about Serps, which were part of the old state pension system when entitlement was split between the basic element and an earnings-related element ...
Understanding the Context
I have £12,000 in a Serps pension. If I take it out at 55, will it affect my state pension? The state earnings related pension scheme, or Serps, is a quirk of the British state pension system that can leave some pensioners puzzled about why they receive more or less than the “standard” ...